New England Medical
Insurance Agency, LLC
Solutions for
Business Owners
What benefits management
headaches? New England
Medical's experienced
pro's handle it all!


It's benefits
made easy.
The lowest rates plus deep industry knowledge plus incredible personal service equals:
Benefits management made easy!
Free up time, cash and resources with the right benefits strategy.
The right broker does make the difference!
As the owner or CEO of an organization, your time and expertise is best utilized running operations and monitoring profits. Employee benefits, however, are likely your 2nd highest cost after salaries. Why not turn to a trusted expert to ensure that you have the right benefit plans at the right costs? You can rely on New England Medical Insurance Agency as your broker to take the burden out of benefits management.
With over 27 years of experience helping employers in New England purchase, manage, and implement cost-effective benefit plans, you can be assured that New England Medical Insurance Agency will work on your behalf to keep costs to a minimum with innovative plan designs and funding arrangements.
Like yours, our company has been built on providing the best solutions for our clients' needs and backing it up with over-the-top professional service from our staff to help provide employees with a stable work environment.
New England Medical Insurance Agency Client Success Stories

Case Study One

A Merrimack Valley non-profit with 350 employees had been experiencing double digit increases for several years using a large national broker. After interviewing several local brokers, they selected New England Medical Insurance Agency based on experience, references and reputation.
Year 1: In the first year as their broker, New England Medical was able to take their double digit increase and reduce it to low single numbers saving the organization over $180,000 in premium costs. Their life and disability plan costs were reduced by 25% with a two year rate guarantee.
Year 2: New England Medical leveraged the current carriers double digit increase with competitive bids from other carriers. The client ultimately decided to change carriers with a single digit increase and no change in plan design. The move saved them over $90,000 in premium.
Year 3: The client received a very favorable renewal from the current carrier. New England Medical was able to reduce the increase further back to single digits. The savings from the original renewal to the final negotiated rates saved the organization an additional $39,000 in premium.
Bottom Line: In just three yeas, New England Medical saved the non-profit $309,000 of funds to better serve their own clients' needs.

Case Study Two

A local medical transport company has relied on New England Medical Insurance Agency since their inception over fifteen years ago. We helped adjust their benefit plan grow from 4 employees to more than 180.
Over the years, all facets of the client's benefit plans have been analyzed and adjusted to maximize the benefits while keeping overall costs in line with their budget. Most significantly, New England Medical Insurance Agency negotiated with carriers and adjusted the company's funding arrangements to keep employee costs low.
Bottom Line:
These efforts proved so successful that they enabled the company to increase their plan contributions to actually lower costs to the employees, building morale and improving retention. Over the past ten years, the company has averaged 59% less in costs than the carrier's original renewals. The average increase for all those years has been under 9%. This has saved the company thousands of dollars in benefit costs.
Frequently asked questions...

1. How will Federal changes in healthcare affect my business?

Answer: There will undoubtedly be changes in the healthcare distribution system and new taxes to pay for the changes. Businesses will be subject to new coverage requirements, but just how the new legislation will specifically impact your organization may not be clear yet. New England Medical Insurance Agency is monitoring the process with many resources both locally and on the federal level to keep our clients well-informed. As a result, our clients are better prepared to make necessary adjustments to their benefit plans ahead of their competition.

2. We've used the same broker for several years. What can you bring to the table?

Answer: Bottom Line Savings. New England Medical Insurance Agency and our team of professionals can be a fresh set of eyes on your current plan designs and pricing. We have consistently shown businesses ways to lower costs and improve service. The benefit premium savings we provide for our clients go straight to their bottom lines.

3. How does New England Medical help formulate a 2-5 year outlook to help us manage insurance benefits costs per employee?

Answer: Our extensive experience and relationships with the insurance industry enable us to work with clients to examine various scenarios to help companies more accurately predict and plan for future costs.

4. How does New England Medical help companies prepare for unexpected growth?

Answer: When an organization expands, one of the most cost-intensive aspects is benefits coverage. We can help you navigate periods of growth from a benefits perspective to enhance recruitment incentives while minimizing benefits costs per employee.

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